Hello Scripps Ranch Neighbor!
David Sider here, and if you’re on this page, it’s probably because you live in Scripps Ranch and got my letter and offer.
As I mention in my letter, and throughout the theme of this website, mortgage finance is really about debt management and BIG PICTURE financial planning. So, like a good doctor would do, I want to "diagnose" your situation before "prescribing" a remedy. I need to get a good overview of your finances in order to prescribe an effective asset and debt management strategy for you.
Is a refinance appropriate for you right now? Should you purchase a new property? What types of loans could or should you get? It all can be answered after I gather some basic information.
Either way, once we talk, I’ll send you that Starbucks Gift Card as a thank you for contacting me. Perhaps after answering these questions you’ll need more than a coffee drink, but I bet you'll be so invigorated by our conversation -- and the Big Picture possibilities -- that you won't even be thinking about the coffee!
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