MORTGAGE CENTER

"The Big Picture"
 

Welcome to the special world of Insider Mortgage Corp.

 

As our company name suggests, IMC is a place where you can obtain valuable “insider information” regarding the loan industry as well as obtaining BIG PICTURE insights for a healthy financial future.

 

Given the amount of information aimed at Internet users these days, we hope you’ll give yourself a few minutes to relax and explore our site. There’s buried treasure here, far more than pretty pictures, flashing headlines and a hundred links. We’re here to offer substance – without overwhelming you.

If you came here in response to our advertising, you can find your next link at the bottom of this page.
 

The Insider Difference

 

Many mortgage and financial services companies now have sophisticated interactive websites which provide a lot of the same things. Are you wondering how to decide which company to help you and what the critical differences are from company to company? Here's one big distinction: While we are loan officers, we often do more for people than just help get them mortgages. We also act as debt structure advisors.  Getting you a "great" loan is only a fraction of our job as we see it.  Helping you understanding finance as well as debt and asset management -- so we can help you devise a sound financial plan -- makes us far more valuable to you.  You’ll immediately understand the difference when you talk to one of us. 

 

So, this site is not only geared towards getting you a loan, it can give you a BIGGER PICTURE of debt management and asset management, as well as the other financial aspects of life. 

 

Since our aim is to help answer questions in a way that is simple and satisfying, allow us to offer a couple ways about how to use this site -- as a time-saving resource and knoweldge generator.

 

There are several ways to navigate our website:

 

1)     Run your numbers on your own? - Go to Loan Calculators

2)     Initiate a conversation with one of our planners?

a.      Contact Us

b.      About Us (to find a specific advisor)

c.      Pre-Qualficationcomplete and submit the form. By getting some initial information from you, we’ll be able to provide you with preliminary answers.  We’ll call or email you back according to your instructions in the “Comments” field.

d.      Loan Approval – Apply On-Line   - If you are comfortable with the application process, complete the Secured On-Line application and we’ll get all your data.  Even though the disclosure says you’re authorizing us to run your credit, we WILL NOT do that until we are talking with you and you are committed to doing a loan with us.  Whatever you do, do NOT let anyone run your credit since inquiries definitely damage your credit rating!!!!   Only have one company run your credit – have it be the company you trust that will end up getting you your loan.

 

3)     Access Information by Topic

a.      General Information About the Mortgage Industry

                                                              i.      Credit Articles – learn all about credit including articles that we have written that you won’t see on anyone else’s website

                                                            ii.      Mortgage Terminologya glossary of industry terms           

                                                          iii.      Library of Articles – tons of general information on dozens of subjects including loan programs, appraisals, insurance, interest rates etc.

                                                           iv.      Market Commentary - Read our daily commentary on the current market and its affect on interest rates.

                                                             v.      Market Snapshot - View current stock, bond & treasury rates.

                                                           vi.      Newsletters

1.      Insider Scoop

2.      James Woodward’s

3.      Interest Rate Newsletter

                                                         vii.      My Target Rate (Rate Alert) - this is a customized function that allows you to fill-in / specify the rate and points (cost) you are interested in for a particular scenario.  The Rate Alert program will scan our rates daily and the moment your target rate scenario can be obtained, you will automatically be contacted by email.  It’s a great way to monitor the markets.

 

b.      Our approach to "Big Picture" financial growth - the way we approach the desire many of our clients have to actively build wealth using all the tools available. These tools are generally used only by wealthy individuals with financial managers. We’re making them available to far more people because everyone wants and needs to build their wealth.

                                                              i.      Mortgage Planning

                                                            ii.      Estate Planning

                                                          iii.      Tax Planning

                                                           iv.      Real Estate Investing

                                                             v.      Asset and Debt Management

         

 

Responding to our advertising?

 

Click here if you. . .

 

Received a mailer in the Scripps Ranch area 

Received a mailer in the Santa Luz area 

Received a mailer in Lakeside or El Cajon

Heard us on the radio

Saw our promotion in a neighborhood store